Mortgage Rates In Sterling City Texas An amount paid to the lender, typically at closing, in order to lower the interest rate. Also known as mortgage points or discount points. One point equals one percent of the loan amount (for example, 2 points on a $100,000 mortgage would equal $2,000).
Texas Department of Housing and Community Affairs – Mortgage Credit Certificate: The Texas Mortgage Credit Certificate provides qualified borrowers with up to $2,000 per year in a federal income tax credit based on mortgage interest paid in the tax year.
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How mortgage rates in Texas trend is one important factor to consider, but buyers also need to think about how the rate will potentially be impacted by the terms of their mortgage. For many borrowers, this means deciding between a 30-year fixed mortgage or a 15-year mortgage .
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