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It pays to shop around for mortgage rates in Orange, TX. Get free mortgage quotes from multiple lenders to find a competitive rate for your home loan.
30-Year Fixed Mortgage Rates. If you lock in a rate of 3.75%, it will stay 3.75% over the course of 30 years. This is different from an adjustable rate mortgage (ARM), that has interest rate changes over the course of a loan. You could start out with 3.50% interest rate, and five years later have it at 4.25%.
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ING’s Easy Orange mortgage is described as a fixed-rate mortgage, but the rate is fixed for only the first five or 10 years of the loan. After that, the borrower can lock in a new rate for another five or 10 years, based on current market conditions. A fee equal to two bi-weekly payments is charged to lock in a new rate.
Mortgage Rates in Texas. Compare today’s average mortgage rates in the state of Texas. Bankrate aggregates mortgage rates from multiple sources to provide averages for Texas. 5/1 ARM mortgage rate 4.00% Current rates in Texas are 4.34% for a 30-year fixed, 3.74% for a 15-year fixed, and 4.00% for a 5/1 adjustable-rate mortgage.
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