Credit Impaired or bad credit home loans are available for applicants that have past or present credit impairments that allow for funding of a. We specialise in Non Conforming Lending, so call us for a FREE consultation with no obligation on your part.. Non Conforming Loans – Low Doc Loans.
A conventional refinance is the loan of choice for many homeowners in today’s market. While HARP and FHA have dominated the refinance market in years past, the standard conventional refinance is becoming the go-to option now that home equity is returning across the nation.
"The problem was that these risky loans became widely available to subprime borrowers." About one-third of all mortgages in 2006 were low or no-documentation loans or subprime loans, says Nothaft..
Today’s Advertised Rates – 10 Year Fixed 3.375%/3.375% APR No Closing Costs | 15 Year Fixed 3.375%/3.41% APR No Lender Fees | 30 Year Fixed 4.625%/4.625% APR No Closing Costs.